By GB Times / June 28, 2024
What Insurance Does Aspen Dental Accept?
Aspen Dental is one of the leading dental care providers in the United States, with over 900 locations across the country. They offer a wide range of dental services, including general dentistry, restorative dentistry, and specialty services. But when it comes to payment options, one of the most common questions patients have is: What insurance does Aspen Dental accept?
In-Network Insurance Providers
Aspen Dental accepts a wide range of insurance providers, including:
- Delta Dental: Delta Dental is one of the largest dental insurance providers in the country, and Aspen Dental is an in-network provider for many Delta Dental plans.
- Cigna: Cigna is a well-known health insurance provider that also offers dental insurance plans. Aspen Dental is an in-network provider for many Cigna dental plans.
- United Concordia: United Concordia is a leading dental insurance provider that offers a range of plans, including individual, family, and group plans. Aspen Dental is an in-network provider for many United Concordia plans.
- MetLife: MetLife is a global insurance company that offers dental insurance plans. Aspen Dental is an in-network provider for many MetLife dental plans.
- Guardian: Guardian is a leading dental insurance provider that offers a range of plans, including individual, family, and group plans. Aspen Dental is an in-network provider for many Guardian plans.
Out-of-Network Insurance Providers
While Aspen Dental accepts many in-network insurance providers, they also accept some out-of-network insurance providers. Out-of-network insurance providers typically require patients to pay a higher copayment or coinsurance rate, and may not cover certain services or procedures. Some out-of-network insurance providers accepted by Aspen Dental include:
- Humana: Humana is a well-known health insurance provider that also offers dental insurance plans. While Humana is not an in-network provider for Aspen Dental, they may cover certain services or procedures out-of-network.
- Aetna: Aetna is a leading health insurance provider that also offers dental insurance plans. While Aetna is not an in-network provider for Aspen Dental, they may cover certain services or procedures out-of-network.
- Blue Cross Blue Shield: Blue Cross Blue Shield is a non-profit health insurance provider that offers dental insurance plans. While Blue Cross Blue Shield is not an in-network provider for Aspen Dental, they may cover certain services or procedures out-of-network.
Payment Options and Financing
Even if you don’t have insurance, Aspen Dental offers a range of payment options and financing plans to help make dental care more affordable. Aspen Dental Financing offers a range of financing options, including:
- Monthly payment plans: Aspen Dental offers monthly payment plans for patients who need to finance their dental care. These plans are interest-free and can be customized to fit your budget.
- CareCredit: CareCredit is a credit card designed specifically for healthcare expenses. Aspen Dental accepts CareCredit and offers a range of financing options.
- Sliding Fee Scale: Aspen Dental offers a sliding fee scale for patients who are uninsured or underinsured. This scale is based on your income and family size, and can help make dental care more affordable.
Services Covered by Insurance
Aspen Dental offers a wide range of dental services, including:
- Cleanings and Exams: Regular cleanings and exams are an important part of maintaining good oral health. Aspen Dental insurance plans typically cover these services 100%.
- Fillings and Crowns: Fillings and crowns are used to repair teeth that are damaged or decayed. Aspen Dental insurance plans typically cover these services 50-80%.
- Root Canals: Root canals are used to remove infected tissue from inside a tooth. Aspen Dental insurance plans typically cover these services 50-80%.
- Dentures and Partial Dentures: Dentures and partial dentures are used to replace missing teeth. Aspen Dental insurance plans typically cover these services 50-80%.
Table: Insurance Plans Accepted by Aspen Dental
| Insurance Provider | Plan Types |
|---|---|
| Delta Dental | PPO, DHMO, indemnity |
| Cigna | PPO, DHMO, indemnity |
| United Concordia | PPO, DHMO, indemnity |
| MetLife | PPO, DHMO, indemnity |
| Guardian | PPO, DHMO, indemnity |
| Humana | PPO, DHMO, indemnity (out-of-network) |
| Aetna | PPO, DHMO, indemnity (out-of-network) |
| Blue Cross Blue Shield | PPO, DHMO, indemnity (out-of-network) |
Conclusion
Aspen Dental accepts a wide range of insurance providers, including Delta Dental, Cigna, United Concordia, MetLife, Guardian, Humana, Aetna, and Blue Cross Blue Shield. Even if you don’t have insurance, Aspen Dental offers a range of payment options and financing plans to help make dental care more affordable. With a wide range of services covered by insurance, including cleanings and exams, fillings and crowns, root canals, and dentures and partial dentures, Aspen Dental is a great option for anyone looking for affordable and high-quality dental care.
